All Tools
A complete toolkit for US freelancers and the self-employed - free invoicing tools and tax calculators that run entirely in your browser. Pick a tool below to get started.
Freelancer tax & money
Plan your taxes and price your work with confidence. These calculators use 2026 US federal figures to help you set rates, set aside the right amount for the IRS, and stay on top of due dates.
Compare a contract rate to a salary on a true, after-tax basis with benefits.
Estimate the federal, state, and self-employment tax you owe on 1099 income.
Calculate the 15.3% Social Security and Medicare tax on your net profit.
Work out what to send the IRS each quarter so you avoid underpayment penalties.
Find the hourly rate that actually covers your taxes, expenses, and time off.
See what you really keep after taxes from a salary or freelance income.
Convert an annual salary into an equivalent hourly, weekly, or monthly rate.
Turn an hourly rate into an annual salary across every pay period.
Turn Net 7, 15, 30, 45, or 60 terms into an exact calendar due date.
Estimate a fair late fee or finance charge on an overdue invoice.
Draft a polite, firm, or final reminder to chase a late-paying client.
Time tracking & billing
Track the hours you work, total them with breaks and overtime, export a timesheet, and turn approved time straight into an invoice - all free, in your browser, with no signup.
Invoicing
Everything you need to bill clients and get paid. Create invoices, quotes, proformas, and receipts in your browser - no signup, no watermark, and your data never leaves your device.
Create and download a professional invoice in seconds, free and watermark-free.
Build a GST-compliant tax invoice with automatic CGST, SGST, and IGST splits.
Send a proforma invoice to confirm scope and price before the work begins.
Share a clean, itemized price quote or estimate that clients can approve fast.
Issue a payment receipt once an invoice is settled, for your records and theirs.
Browse ready-made invoice templates for freelancers, consultants, and services.
Invoicing by region (VAT & GST)
Billing internationally? Generate a tax-correct invoice for your region - EU VAT in euros, UK VAT in pounds, or India GST with the CGST/SGST/IGST split - all free, no signup, no watermark.
Create a European VAT invoice in euros, with per-line VAT rates and a VAT number.
Make a UK VAT invoice in pounds sterling at 20%, 5%, or 0%.
Turn a contractor day rate into annual take-home, inside or outside IR35.
India GST tax invoice with automatic CGST, SGST, and IGST splits.
Add VAT to a net price or remove it from a gross price at any UK/EU rate.
Add or remove India GST at 5%, 18%, or any slab with the CGST/SGST or IGST split.